Retirement Income Planning

The Retirement Income Security Plan

Retirement Income Planning in California

The main goal of the Retirement Income Security Plan is to answer almost every client’s desire to have “a sense of security that my financial affairs are in order.” In other words, “Am I OK?”

We start with determining - What is important to you?Everybody has a different vision of retirement. Family, hobbies, community, and activities mean different things to different people.

Which of the following are part of your retirement goals?

Spending more time with my family

Traveling and new experiences

Staying active in my community or profession

Developing new hobbies and activities

Making a difference with my family, community, and associations

Leaving a legacy for my family

Retirement financial planning incorporates all of the elements of financial planning. You must account for income, expenses, investments, and taxes. It is also important to recognize the unique aspects of the retirement phase of life.

Once you reduce or eliminate the income from your work earnings, you necessarily need to be more cautious about the risks you can take. However, a well-defined and balanced retirement plan will make you better understand your sources of income and prepare you to make the most of your retirement possibilities.

Our retirement investment advisors education and experience allows us to help you make the most of what you have accumulated for retirement regardless of whether it is held in an IRA, 401k, 403b, Non-Qualified Deferred Compensation Plan, 457, or Pension Rollover.

The Retirement Planning Services Process

We offer a stand-alone Retirement Income Plan that follows a similar planning process to our comprehensive planning. The retirement planning services include:

Looking at retirement timeframes and longevity issues.

Analyzing your basic and discretionary retirement expenses.

Understanding your guaranteed sources of income.

Planning your reliable income for a strong retirement foundation.

Understanding risk and the power of time in investing.

Developing a long-term investment strategy.

Creating an asset withdrawal strategy.

Protecting your plan.

Implementing and maintaining your plan.

In addition, clients receive timely market updates, our Market Muse periodic newsletter and email updates. For more information about our strategic wealth management services, or to speak with one of our consultants, contact us at 1-866-626-6207 or filling out our contact form, by clicking here.